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RECAP: FACE OFF: PAYPAL VS BLOCK
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RECAP: FACE OFF: PAYPAL VS BLOCK

PayPal vs. Block: FinTech Financial Masterclass! $PYPL

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InvestAnswers
Aug 09, 2023
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NUGGETS OF ALPHA

  • Since 2016 SQ has outperformed PYPL with ~377% versus ~72% growth

  • PYPL is more profitable and has a higher return on equity than SQ

  • SQ is more liquid and has a lower debt-to-equity ratio

  • PYPL recently announced it would issue its stablecoin, the PayPal Coin (PYUSD)

  • SQ is approaching crypto from a Bitcoin Maxi standpoint

  • PYPL wins our valuation chart from a profitability and growth perspective

  • SQ is issuing egregious compensation in proportion to the company's net income

  • Since 2016, PYPL has reduced its public stock supply by ~7.45% with buybacks

  • Since 2019, SQ has gone from 400M to 605M shares, a whopping 51.25% dilution


Face Off Series Playlist

Face Offs are on Wednesdays, and the IA Patreon community votes to decide who will compete. This is our eighth episode with our first equity face off, as we now have a framework for comparing stocks. This series helps investors determine how to value and appraise assets, forecasting where they are going over the next few years, combined with their price targets.


This matchup consists of Block (SQ) versus PayPal (PYPL):

  • PYPL is more profitable and has a higher return on equity than SQ

  • SQ is more liquid and has a lower debt-to-equity ratio

  • PYPL is growing at a slower rate than SQ

  • PYPL has a robust partnership ecosystem and a dominant marketplace position


Since 2016 SQ has

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